Rio Grande Credit Union
Rio Grande Credit Union
Fuel Efficient Vehicle Loans at Rio Grande Credit Union

Fuel Efficient Vehicle Loans

Helping lead the way to a cleaner tomorrow.

Home > Loans > Vehicle Loans > Green Auto Loans at Rio Grande Credit Union

Fuel Efficient Vehicle Loans

Financing the clean energy movement

You can help lead the way to a cleaner tomorrow by driving a vehicle that increases fuel efficiency, reduces harmful emissions, and cuts your fuel costs. 

Rio Grande Credit Union's energy efficient vehicle loans offer 0.25% lower rates and flexible terms for the following types of new and used cars, motorcycles, or trucks:

  • All-electric
  • Plug-in hybrid electric
  • Hybrid and/or highly fuel efficient with an EPA Fuel Economy of at least 40 MPG (combined city/highway)
  • Fuel cell and alternative fuel vehicles (ethanol, natural gas, propane, hydrogen) with an EPA Fuel Economy of at least 40 MPG (combined city/highway)

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Loan Benefits

  • Terms up to 84 months
  • New and used vehicles
  • Fixed auto loan interest rates as low as 1.64% APR (OAC)1
  • Up to 90 days with no payment2
  • No application fees
  • Auto loan refinancing available

 


1. APR=Annual Percentage Rate. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. Rates listed are “as low as” rates and assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 100% financing available for qualified applicants. Payment example: $569.71 for a $20,000 loan for 36 months at 1.64% APR. Other terms and rates are available and may be more beneficial for your situation.

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Fuel Efficient Vehicle Loan Calculator

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Loan Rates
Term in monthsRate as low as
36 36 1.64%
48 48 2.04%
60 60 2.14%
72 72 2.34%
84 84 2.74%

What's Your Loan Amount?

Term:
4.189% APR*

Your monthly payment is only...

$ for months*
 

Fuel Efficient Loan Rates

Lower rates for your green machine


Fuel Efficient Vehicle Loans
Effective Date: Monday, April 19th, 2021
APR As Low AsTermApprox Monthly Payment ($20,000 Loan)
1.64% 36 Months $569.71
2.04% 48 Months $434.25
2.14% 60 Months $351.78
2.34% 72 Months $298.00
2.74% 84 Months $261.93
APR=Annual Percentage Rate, is subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 135% financing available for qualified applicants. 73-84 month financing available on vehicles over $20,000. Maximum term for vehicles under $10,000 is 48 months.