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Rio Grande Credit Union
Rio Grande Credit Union
Rewards Credit Card

Life is better with rewards.

Get cash back, gift cards, purchase rebates, merchandise or travel.

Home > Cards > Credit Cards > Credit Cards at Rio Grande Credit Union

Rewards Visa

Great perks, card benefits & flexbility

Your daily purchases have never been more rewarding. With RGCU’s Visa Rewards credit card, you earn points with every purchase—from groceries to fuel, and entertainment to utilities. And unlike other rewards program, it’s easy to redeem your points.

The card with the most rewards options. Choose from:

  • Cash back
  • Purchase rebates
  • Gift cards
  • Merchandise
  • Travel
  • Learn more

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What are the rewards card’s benefits?

  • Low rates
  • No annual fees
  • No balance transfer fees
  • Complimentary cellphone insurance when you pay your cell phone bill with your card
  • Same-day card issuance or replacement at any branch
  • Card Manager—use the mobile app to freeze your card, set travel notifications and more
  • Choose from the classic style or the Mariachi card style

How do I earn rewards points?

Use your card. For each dollar you spend, you’ll earn one point. It's really that simple.

Learn more

 


Terms and Conditions

Card Benefits

Your card is packed with benefits!


Cell Phone Protection

If you pay your cell phone bill with your RGCU Credit Card, your cell phone may be covered up to $250  if it has been damaged or stolen! Make your regular cell phone plan payment with your card and you are automatically covered.

For assistance with a claim, call 1-800-894-8569

For complete details please refer to the Guide to Benefits.


Price Protection

If you purchased an item with your card and see it advertised at a lower price within 60 days, you can be reimbursed the difference.

For assistance with a claim, call 1-800-553-7520

For complete details please refer to the Guide to Benefits.


Extended Warranty

You can double the manufacturer’s warranty of an item purchased with your card up to one year.

For assistance with a claim, call 1-800-551-8472

For complete details please refer to the Guide to Benefits.


Purchase Security

Brand-new items purchased with your card can be covered in the case of vandalism, accidents, weather, and theft!

For assistance with a claim, call 1-800-553-4820

For complete details please refer to the Guide to Benefits.


Personal Identity Theft

If your identity is stolen, you can be reimbursed for the costs of recovery up to $5,000.

For assistance with a claim, call 1-800-679-5660

For complete details please refer to the Guide to Benefits.


Roadside Dispatch

Stuck on the side of the road due to car trouble? Out of gas or flat tire? Roadside Dispatch with your eligible card can help.

  • Standard Towing – Up to 5 miles included
  • Tire Changing – must have good, inflated spare
  • Jump Starting
  • Lockout Service (no key replacement)
  • Fuel Delivery – up to 5 gallons (plus the cost of fuel)
  • Standard Winching
  • Standard call currently $69.95
  • 800-847-2869

For complete details please refer to the Guide to Benefits.


Auto Rental Collision

If you rented a vehicle with your card and it was damaged or stolen, you can be covered – whether in the U.S. or traveling outside the country.

For assistance with a claim, call 1-800-348-8472

For complete details please refer to the Guide to Benefits.


Travel Accident Insurance Coverage

If you experience serious injury or death while on a trip purchased with your card, you or your beneficiaries could be covered up to $100,000.

For assistance with a claim, visit www.myclaimsagent.com

For complete details please refer to the Guide to Benefits.


Trip Cancellation and Interruption

If your dream trip is postponed due to an illness or to a death in the family, you could be reimbursed up to $2,000 for any non-refundable portion of the trip.

For assistance with a claim, visit www.myclaimsagent.com

For complete details please refer to the Guide to Benefits.


Baggage Delay Reimbursement

If you purchased your trip with your card and your baggage is delayed by four hours or more, you could get reimbursed up to $100 per day for the purchase essential items.

For assistance with a claim, call 1-877-257-8152

For complete details please refer to the Guide to Benefits.


Lost Luggage Reimbursement

If your luggage is lost completely due to theft or misdirection and you purchased your trip with your card, you can be reimbursed for the difference between what your luggage is worth and any reimbursement by the common carrier up to $1,250.

For assistance with a claim, call 1-800-757-1274

For complete details please refer to the Guide to Benefits.


Hotel Theft Protection

If items are stolen from your hotel or motel room you purchased with your card, you can be reimbursed up to $1,000.

For assistance with a claim, call 1-800-554-1275

For complete details please refer to the Guide to Benefits.