Rio Grande Credit Union
Rio Grande Credit Union
Gift cards. Gift checks. Travel Cards.

Gift cards. Gift checks. Travel cards.

Home > Cards > Gift and Travel Cards at Rio Grande Credit Union

Gift Cards

Give the gift that never gets returned.

With a Visa gift card from RGCU, there’s no need to guess. what people want. They are a perfect fit for any birthday, holiday or other special occasion. And they get to choose exactly what they want, when they want it. Simply load the card with the desired amount, and let the recipient choose whatever they want.

They are easy

Stop by any RGCU branch and pick up a card. Load them up with any amount between $10 and $1,000. Gift cards are good for up to five years, and can't be reloaded. 

They are accepted everywhere

Visa® gift cards can be used anywhere Visa debit cards are accepted, worldwide. Cards can be used to make purchases at retail stores, over the phone, or online. 

They cost less than most gift wrapping.

Gift Card Amount Service Charge
$10.00 - $100.00 $1.50
$101.00 - $200.00 $2.00
$201.00 - $300.00 $2.50
$301.00 and above $3.00

How to get your Visa gift cards

Simply visit your nearest RGCU branch.

Gift Checks

Choose a check design for the occasion. Add a personalized message. Press send.

With GiftPay, you don’t have to worry about stamps or trips to the post office. Plus, GiftPay gift checks cost less than most greeting cards but still offer a range of colorful designs to suit the occasion and the option for personalization. Just add your recipient, pick your design, write a message and press send. We send the gift check to the recipient. Funds are withdrawn when the check is cashed.

How to send a check

  • Log in to Online Banking
  • Select the "Bill Pay" tab
  • Select the "GiftPay" tab
  • Select "Recipient" and enter the information
  • Select the occation (holiday, birthday, baby, just because, graduation, wedding, or custom)
  • Select from a variety of festive designs for each category
  • Write your custom message
  • Preview
  • Press "send" and your gift check will arrive in approximately seven days.


Travel Cards

VISA TravelMoney Cards

Wherever you go and whatever you need, your prepaid VISA TravelMoney card is here for you. Rio Grande Credit Union offers the convenience of this reloadable card to our members. VISA TravelMoney cards are convenient, secure, and easy to manage online, making them a perfect travel companion.

VISA TravelMoney Cards can be loaded with amounts from $100 to $5,000. The cards can be used anywhere VISA is accepted, internationally and domestically. When you purchase your card you can use cash or transfer an amount from your RGCU account. Cardholders may reload their cards at any time via a secured internet connection or at any branch location.

Benefits to VISA TravelMoney cards include:

  • Ability to make purchases at all VISA locations when traveling domestically or internationally.
  • Access to funds 24 hours a day, 7 days a week.
  • Option to withdraw cash from ATMs.
  • All of the protection and security features you’ve come to expect from VISA. Cards also feature an EMV chip for additional security.
  • Free Travel and Emergency Assistance Services, Lost Luggage Insurance, and Purchase Security Benefits are automatically available to cardholders.

VISA TravelMoney cards are available at all RGCU branches. Stop in for yours today! The process is fast and easy. Each card costs $5 in addition to the amount loaded on the travel card. Cards may be activated 24 hours after purchase, by calling the toll-free number provided with the card. You will be asked to change the PIN number during the activation process.

To activate or reload your card, visit the secure site below:

Login ►

You can also download the app and conveniently manage your card from your phone.

Apple App Store  Google Play Store

Security and Convenience

Emergency Card Replacement and Emergency Cash Disbursement – With Visa TravelMoney you can obtain emergency card replacement and emergency cash disbursement, generally within one business day.

Lost/Stolen Card Reporting – Call 1-877-850-9650.

Zero Liability** – Protection from fraudulent use of a lost or stolen card. Learn more about Zero Liability.

Lost Luggage Reimbursement*** – Get reimbursement up to $250 per trip, $1,000 per registered cardholder for checked or carry-on luggage and its contents if the luggage or contents is lost due to theft or misdirection by the common carrier (airline, train, cruise or bus line). Reimbursement is not contingent upon the purchase of travel with the Visa TravelMoney card. Learn more about Lost Luggage Reimbursement.

Purchase Security*** – Within the first ninety (90) days of the date of purchase, Purchase Security will, at the Benefit Administrator’s discretion, replace, repair, or reimburse you for eligible items of personal property purchased entirely with your registered Visa TravelMoney card up to a maximum of $500 per claim, in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.

Travel and Emergency Assistance Services*** – Get translation assistance 24 hours a day, medical and legal referrals, emergency trip arrangements, and emergency messages to relatives.

** The Visa Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use.
*** Certain restrictions, limitations, and exclusions apply and benefit configuration may vary. Please refer to your Guide to Benefit or contact the credit union for full program terms and conditions, and to confirm specific coverage levels. 

Access and Limits

Daily Load Limits
$100 minimum, $5,000 maximum when reloading at a RGCU branch
$100 minimum, $2,500 maximum when reloading on
2-3 business day hold

Signature at Point of Sale
Daily limit - 25 transactions or $5,000 per day

PIN at Point of Sale
Daily limit - 25 transactions or $2,500 per day

Cash Advance
Daily limit - 2 transactions or $1,000 per day

ATM Withdrawals
Daily limit - 3 transactions or $500 per day

Transaction Fees:
International Transactions - 2% of the transaction amount or .8% of the international transaction amount if a currency conversion is not performed

$2.00 fee

$5 monthly fee after 10 consecutive months of non-usage

Refer to the VISA TravelMoney Card Agreement and Disclosure for additional terms, conditions, disclosures and applicable charges.

The purchase of a new TravelMoney card is not available online. Please visit any branch location to open a new card.