Rio Grande Credit Union
Rio Grande Credit Union
Recreational Vehicles

Get going with an RV Loan

Rio Grande offers RV financing, as well as
financing for trailers, motorhomes and campers.

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RV Loans

RV loan today. Hit the road tomorrow.

Rio Grande's RV and motorhome financing options are as flexible as your recreational needs. Whether you’re looking at new or used recreational vehicles, we help you get the best RV and motorhome loan to stay within budget. Whether you're dreaming about an RV, motorhome, fifth wheel, toy hauler or horse trailer, make it come true at Rio Grande. We also offer RV loan refinancing options to help lower your interest rate or monthly payment.

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Our new and used RV loans feature:

  • Fixed low rates
  • Fixed terms up to 15 years
  • No application fees

Types of RVs




Pop-Up Camper

Fifth Wheel

Fifth Wheel

Slide-On Camper

Slide-On Camper

Travel Trailer

Travel Trailer

Motorhomes categorized as Class A are typically more luxurious. Class B includes more conventional vans with raised roofs and you attach Class C motorhomes to a truck. This is a collapsible, compact unit that features pull-out tent walls and is towed behind a vehicle. This is like a conventional travel trailer, but the raised forward section allows you to tow it from the bed of a truck with a fifth-wheel hitch. Also known as a “truck camper,” this is a portable unit you can load onto the bed of a truck. This is a lightweight, non-collapsible trailer with fewer amenities than the bigger motorhomes and is towed behind a vehicle.

RV Loan Rates


RV and Boat Loans
Effective Date: Friday, June 14th, 2024
TermAPR As Low AsLoan AmountApprox Monthly Payment
48 Months 9.53% $25,000 $628.44
60 Months 10.03% $25,000 $531.55
72 Months 10.43% $25,000 $468.59
84 Months 10.63% $50,000 $423.21
96 Months 11.53% $50,000 $799.79
120 Months 12.03% $75,000 $1077.33
144 Months 12.53% $75,000 $1009.27
180 Months 12.63% $75,000 $930.75

APR=Annual Percentage Rate, effective for current and past six model years. We have good rates for older models as well. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of the vehicle and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Up to 100% financing available for qualified applicants.

Maximum term for vehicles under $10,000 is 48 months. Loans $25,000 and less can finance up to 72 months. Loans $25,000-$50,000 can finance up to 96 months. Loans $50,000-$75,000 can finance up to 144 months. Loans greater than $75,000 can finance up to 180 months.