News and tips from Rio Grande Credit Union
May 2026
- Why You Need An Estate Plan (And What Should Go In It)
Estate planning isn’t just for the rich. It’s for anyone who cares about taking care of their family — and making sure their assets get into the right hands just in case. Don't know where to begin? Start with this step-by-step guide.
- How to Celebrate Memorial Day on a Budget
Memorial Day is the official kickoff to summer, but it doesn’t have to kill your budget! We’ve got tons of tips to help you get the season off on a fun but frugal first step!
- 5 Tips for a Successful Single Retirement
Going into retirement single gives you a few additional challenges, but we’ve got help! Use our handy guide to be sure you’re ready to hit the golden years in stride.
April 2026
- Child Identity Theft: Warning Signs and What To Do Next
Child identity theft happens when someone steals your child’s identity, usually by stealing their Social Security number or birth date.
- What do I Need to Know About Escrow?
If you’re a first-time home buyer, the escrow process might be a little confusing to you. Fortunately, our handy guide will explain what it is, how it works and what to do while it’s in effect!
- All You Need to Know About Estate Planning
No one really wants to think about estate planning, but it’s really important. Find out all the components, what each one does and the benefits of having your estate fully planned!
- The Secret Money Personality You Didn’t Know You Had
Your money habits aren’t random… they’re part of your personality.
- Preparing To Buy Your First Home
What do you need to know before you buy your first house? Read on!
- Don’t Get Caught up in a Tax Return Scam!
Are you getting a tax refund this year? Not if a tax scammer gets to it first! We’ve got a whole host of tips on how to protect yourself from these schemes.
- Planning For A High Seas Getaway
Considering an all-inclusive cruise? Watch for these hidden expenses.
- The 4 Hidden Dangers Of Membership Club Shopping
You need to read this before your next trip to Sam’s, Costco or BJ’s. Eat a handful of peanut butter pretzels while you do.
- Places Not to Use Your Debit Card
Debit cards are convenient and fast, but they come with risks that many people don’t realize.Here are five places you should think twice before using your debit card.
- Timeline of a Home Purchase
Buying a home can feel overwhelming, but having a clear step-by-step plan can make all the difference.
- APR Explained: Why A Lower Rate Is Your Highest Priority
Feel like you’ll never be out from under your credit card debt? can help you dig out!
- Charitable Giving: What You Can And Can’t Deduct
- Dine on a Dime: Easter Carrot Cake Cupcakes
Fluffy, spiced carrot cupcakes topped with creamy cream cheese frosting and festive Easter decorations like sprinkles, mini chocolate eggs, or edible flowers. Quick, budget-friendly, and perfect for brunch or a kids’ party!
- What to Buy and What to Skip in April
The shopping holiday calendar may be empty in April, but there are still deals to be had for the smart shopper! We’ve got the lowdown on what to buy and what to avoid this month!
- Steps To Checking Your Credit Report
Don’t get ambushed by identity theft! Learn how to check your credit report and what can do to help!
- 6 Ways to Celebrate Earth Day at Home
Earth Day is always a great way to demonstrate support for environmental protection. Here are 6 ways you can celebrate Earth Day at home.
- Don’t Get Caught in an Extended Warranty Scam
Extended warranty scams aren’t just the stuff of comedy routines … the scammers are out there! We’ll help you avoid their lures and stay safe, and show you how your CU might help!
- Anatomy of a Car Payment
Buying a new car? That means a new car payment to factor into your budget. What goes into figuring out the payment, and what other expenses will you have? We’ve got all the info!
- Should I Sign Up for Overdraft Protection (POPS)
Sure, overdraft protection sounds like a great idea, but the fees may sneak up on you. We’ve got the ins and outs of overdraft protection and if it's a good option for you!
- All You Need to Know About 401(k)s
Saving for retirement is a big deal, but it can be really easy if you automate your savings with a 401(k) plan through your employer. We’ll explain how it works!
- Financial Literacy Month 2023
April is Financial Literacy Month. How can RGCU Members observe?
March 2026
- Putting Money Away (Paying Yourself First)
Put money away. Save 10% of your income. Fund your 401(k) plan. Pay yourself first.
- Am I Really Ready to Buy a House?
Are you contemplating becoming a homeowner for the first time? It’s a big step, and one that can seem pretty intimidating, but we’ve got tips to help you decide if the time is right for you!
- Beware Of Fake Mobile Phone Apps
Mobile banking is convenient, fast, and easy—but not all apps are what they seem. Fraudsters can trick you with look-alike apps designed to steal your financial info.
- What’s the Difference Between ACH Payments and Direct Deposits?
Direct deposit makes sure your paycheck magically appears in your checking account on payday, but how much do you know about the ACH system that supports it? We’ve got all the facts!
- All You Need To Know About Home Loans
A mortgage is likely to be one of the biggest financial deals you ever make, so you need to know all the facts. Learn what types there are and how to prepare, then contact !
- The Story That Might Be Keeping You Broke
“I’m just bad with money.” Ever thought that? Those words might be more than a simple observation—they could be a self-fulfilling prophecy holding you back.
Change your story, change your financial future.
- I’m Barely Making it Through the Month. Do I Still Need to Save?
When your money isn’t making it through the month, or barely is, the idea of saving for the future might seem like pure fiction. But we can show you how to keep saving!
- Your Path to Homeownership Starts Here
From understanding your budget and improving your credit to exploring loan options and preparing for closing, this guide helps you move forward with confidence. Whether you're a first-time buyer or getting ready to try again, you'll find practical tips and smart financial insights to help turn your dream of owning a home into reality.
- All You Need To Know About Buying A Used Car
Scared to buy a used car? Avoid the horror stories with our tips on everything from finding your ride to checking it out and closing the deal!
- All You Need to Know About Share Certificates
Are you looking for the best way to make your savings grow? Look into a share certificate, which offers higher interest in return for you locking your money away for a while. Get the details!
- Is There an End to Credit Card Debt?
Have you totaled up your credit card debt recently? Did it make you want to go hide in a corner? That’s not going to fix the problem, but we’ve got plans that will help!
- Serving Hope, One Family at a Time- St. Felix Pantry
A look into the incredible work being done to fight hunger and uplift our community.
- 10 Facts About Credit Unions
Find out why a credit union makes a great choice for saving, borrowing or investing!
- Dine on A Dime: Irish-Style Sausage & Cabbage Skillet
A hearty, budget-friendly Irish-style sausage and cabbage skillet that brings festive St. Patrick’s Day flavor to your table without stretching your wallet.
- 8 Rules of Responsible Credit Card Use
Credit cards can be powerful financial tools when used wisely. Following these eight rules can help you stay in control, protect your financial health, and use credit cards to your advantage.
- Smart Spending: What to Buy and What to Skip in March
March is here, which means spring is about to … well … spring! What retail deals should you look for this time of year, and what should you wait to shop for?
- All You Need to Know About Auto Loans
Are you looking for a new set of wheels? You’ll probably be looking for a loan to cover a good portion of the cost, too. We’ve got a complete guide to help you find the best loan for you!
- Best Time to Pay for Vacations
You know how to save money on vacation when it comes to attractions and dining out, but what about the big-ticket stuff like travel and lodging? We’ve got a guide that’s got you covered!
- 6 Financial Lessons You Can Learn from Basketball
With the NBA Finals in full swing, let’s review some financial lessons we can all learn from the iconic sport.
- All You Need to Know About Auto Loans
Are you looking for a new set of wheels? Here's our complete guide to help you find the best loan!
- Beware the Amazon Watch Raffle Scam
How great! You just got a text from Amazon telling you you’ve won a watch! There’s just one problem: Amazon’s not giving away watches. Read more about this scam.
- 7 simple steps to start saving
Does saving money always seem to get bumped down on your to-do list? Well, let’s get started! Start with these time-tested tips, and pretty soon you’ll have a great nest egg!
- Beware of Debt-Collection Scams
Scammers are exploiting the financial downturn by tricking unsuspecting victims into paying for debts that don’t actually exist, or by using abusive tactics to collect legitimate debts. Learn how to protect yourself.
- How to Cut Costs and Save Money
If these past months have taught us anything, it’s that we should prepare for the unknown. Learn how to save money on everyday spending.