News and tips from Rio Grande Credit Union
October 2024
- Dine on a Dime: Slow Cooker Chicken and Gravy
Looking for an inexpensive, easy-to-make meal? Try this delicious chicken meal that is sure to be a hit with the family!
- Your Complete Guide to Employee Spotlights
A great tool for keeping your employees motivated is an employee spotlight, where you pick out one person who’s done a great job and show your appreciation to everyone. Learn how!
- How to Plan for Retirement
Are you ready to think about retirement? If you’re early in your work career, this might sound silly, but it’s the best time to plan! We’ve got tips to help you get your money together.
- Beware Auto Repair Scams
Unless you know how to repair your own car, you’ll need a mechanic. We’ll tell you what scams to look out for and how to avoid them to keep your car running and your wallet happy!
- Should I Sign Up for Overdraft Protection (POPS)
Sure, overdraft protection sounds like a great idea, but the fees may sneak up on you. We’ve got the ins and outs of overdraft protection and if it's a good option for you!
- When’s the Best Time to Buy a New Car
Finding the right time to purchase your new car can save you big money, and we’ve got the lowdown on all the best times to get yourself a snazzy new set of wheels!
- How Can I Decorate My Dorm Room On a Budget
It’s time to decorate your new dorm room, but like most college students you’re on a tight budget. What to do? Fortunately, we’ve got a whole list of tips to rescue you from bland.
- What to Buy and What to Skip in October
Whether you’re looking to spruce up your home or update your wardrobe, here’s a guide to help you make the most of your October purchases.
September 2024
- How Do I Choose a Credit Card that Fits My Lifestyle
Ready to get into the world of credit cards? The options can be a little bit befuddling. Fortunately, we’re here with some handy details to help you make your pick!
- Eggplant with Hot Honey and Basil
This dish from our friends at The Bite is a healthy weeknight meal for two, seasoned with pork, basil, and spicy hot honey.
- Understanding Your Vehicle’s Trade-in Value
Understanding your vehicle’s trade-in value through independent research ensures you get a fair deal. But where do you begin? We can help!
- How to Stay Up-to-Date in Your Field
Whatever your chosen field or level of training, it’s crucial to stay up-to-date on the latest developments, trends and discoveries in your line of work. Here's some tips on how to do that.
- All You Need to Know About Auto Loans
Are you looking for a new set of wheels? You’ll probably be looking for a loan to cover a good portion of the cost, too. We’ve got a complete guide to help you find the best loan for you!
- Saving on Home Renovations
Is it time to remodel your kitchen? We’ve got tips that can save you thousands of dollars and still leave you with the gourmet enclave of your dreams!
- End of Summer Financial Checklist: Prepare for the New Season
As summer winds down and the crispness of fall approaches, it's an ideal time to review your financial health. An end-of-summer financial checklist can help you wrap up the season and prepare for the months ahead.
- Why You Should Finance Your Car Through Your Credit Union
Credit union rates are on average a full point lower than market rates, and there’s no high pressure to sign or set a monthly payment. Let us help you get behind the wheel!
- Dine on a Dime: Garlic Parmesan Zucchini Noodles
Save some cash with this healthy, affordable dinner that helps beat the summer heat. These zucchini noodles are an oven-free dinner and perfect for a weeknight meal.
- Personal Finance for Digital Nomads
If you dream of ditching the house in the ‘burbs and becoming a digital nomad, now is a great time. Just be sure you have all your plans in order before you hit the road. We can help!
- What do I Need to Know About Escrow
If you’re a first-time home buyer, the escrow process might be a little confusing to you. Fortunately, our handy guide will explain what it is, how it works and what to do while it’s in effect!
- 6 Signs You May be a Shopaholic and Steps to Take to Curb that Behavior
Almost all of us love to shop, but that’s very different from being a shopaholic. If you’re addicted to everything from finding sales to just the act of buying, you need our guide.
- How to Protect Yourself from Google Voice Verification Scams
Have you heard of the Google Voice verification scam? You need to know about it, and especially about how to avoid it. We’ve got the info you need!
- Best Time to Pay for Vacations
You know how to save money on vacation when it comes to attractions and dining out, but what about the big-ticket stuff like travel and lodging? We’ve got a guide that’s got you covered!
- Setting Yourself Up for Auto Loan Success
Are you in the market for a new automobile? We have a list of points to consider before signing on the dotted line to make your dream of vehicle ownership a reality.
- How to Build and Maintain an Excellent Credit Score
Here’s a big financial wellness tip: Build your credit score and keep it high! A high score opens doors in many areas of your life. We can tell you how to do it!
- The Anatomy of a Mortgage Payment
So, you’re ready to buy a house and take on a mortgage payment for the first time. You’ll need to learn everything that goes into your payment before you sign on the dotted line!
- What to Buy in September
Whether you’re looking to refresh your home, snag a travel deal, or update your wardrobe, here’s a guide to what you should buy and what to skip this month.
August 2024
- As the seasons change and new needs arise, it’s important to make smart purchasing decisions. Here’s a guide on what to buy and what to skip during this time of the year.
As the seasons change and new needs arise, it’s important to make smart purchasing decisions. Here’s a guide on what to buy and what to skip during this time of the year.
- Back-to-School Shopping Hacks
Back-to-school shopping can be both exciting and overwhelming for students and parents alike. Here are some clever hacks to make this annual ritual more efficient and budget-friendly.
- Why a Credit Union is Safer Than a Bank in a Financial Crisis
It seems like the next financial crisis is always one bad government report away, so where can you keep your money the safest? Find out why a credit union is your best choice!
- Best Times to Buy Headphones and Audio Gear
If you’re looking for a bargain on new headphones and audio gear, you’re in luck! Pretty much every major sale period of the year includes this category, but be sure you know what you want!
- Beware Advance Payment Scams
Whether it’s a hot investment tip or a new romance that needs a loan, beware of handing out money upfront for anything. It’s likely a scam, and your money will disappear. We’ll help you stay safe!
- Know When and How to Indulge
Did you know there’s room in your budget for fun? In fact, if there’s not, there should be! Keeping your budget too tight for too long will make you more likely to bust it. Read our tips!
- All You Need to Know About 401(k)s
Saving for retirement is a big deal, but it can be really easy if you automate your savings with a 401(k) plan through your employer. We’ll explain how it works!
- Planning the Perfect Company Fun Day: a Guide to Employee Engagement
Have you ever been to a company fun day where it was obvious the employer really didn’t put much thought into it? Make yours different this year! We can show you how.
- Dine on a Dime: Kid-Friendly Cheeseburger Pasta
Having trouble deciding between cheeseburgers and pizza for the kiddos? Why not both! Here's an inexpensive recipe to your kid's new favorite meal.
- College Life: How to Create Your First Elevator Pitch
Is your elevator pitch ready to go? You’ll You’ll want to spend some time carefully crafting this vital part of your job search. We’ve got tips that will have you doing your silver-tongued best!
- What is a Credit Report
Your credit report affects a dizzying array of things that go on in your life, so you really need to know what it is and what affects it. We’ve got the total breakdown!
- Financial Lessons We Can Learn from Football
As football season kicks off again, it's a perfect time to draw parallels between this iconic sport and financial lessons that can help us manage our money better.
- How to Report Fraud
No matter how careful you are, the chances are good that eventually you’ll fall victim to some sort of fraud. Find out what to do, who to tell about it and how to repair the damage!
- Teaching Kids About Saving Money
Teaching kids about saving money is a valuable life lesson that sets them up for financial responsibility in the future. Here are some effective strategies to instill good saving habits in children.
- What Should I do With My RGCU Reward Points?
Whether you decide to indulge in cash back, splurge on merchandise, or plan an exciting trip, your rewards are a well-deserved perk for your responsible financial habits with RGCU.
- Do I Need to Balance My Checkbook?
Balancing your checkbook may seem like a relic of the past, but it’s still a useful practice for managing your finances effectively.
- Slow Cooker Mojo Pork
This simple, satisfying recipe from The Bite is excellent for multiple meals during the busy summer months. Use it to make tacos, nachos, or rice bowls.
- How to Prepare for the Fall Season
By preparing thoughtfully for the fall season, you can make the most of this beautiful time of year and enjoy all the comforts and festivities it brings.
- All You Need to Know About Free Trial Scams
An offer of free stuff always catches our attention, but sometimes a free subscription can end up costing you big money. Learn how to steer clear of free trial scams!