Rio Grande Credit Union
Rio Grande Credit Union
Personal Loans

Loans are personal at RGCU.

Home > Loans > Personal Loans at Rio Grande Credit Union

Signature Loans

The money you need minus the hassles you don't

Make a major purchase, consolidate debt or cover unexpected expenses with a Rio Grande Signature Loan. No collateral is required, and you’ll get some of the best interest rates and terms in the area.

Open Now    Make an Appointment


Signature loan features

  • Rates as low as 6.49% APR
  • Terms up to 48 months
  • No application fees
  • No collateral required
  • Borrow from $500 to $25,000 on approved credit

Use a Signature Loan for almost anything, including:

  • Car repairs
  • Vacations
  • Home improvements
  • Education costs
  • Medical bills
  • Taxes
  • Debt consolidation
  • Elective surgery

 


APR=Annual Percentage Rate. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history  and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Signature Loan payment example: monthly payment of $89.54 on a $2,000 loan for 48 months at a fixed APR of 6.99%. 

Calculate Your Payment

Signature Loan Calculator

Choose Your Rate

Loan Rates
Term in monthsRate as low as
12 12 6.49%
24 24 6.99%
36 36 7.99%
48 48 8.99%
60 60 9.99%
72 72 10.99%
84 84 11.99%

What's Your Loan Amount?

Term:
4.189% APR*

Your monthly payment is only...

$ for months*
 

Signature Loan Rates

Signature Loans
Effective Date: Monday, June 21st, 2021
APR As Low AsTermApprox Monthly Payment ($2,000 Loan)
6.49% 12 Months $172.58
6.99% 24 Months $89.54
7.99% 36 Months $62.66
8.99% 48 Months $49.76
9.99% 60 Months $42.48
10.99% 72 Months $38.06
11.99% 84 Months $35.29
APR=Annual Percentage Rate. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history  and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty.