Rio Grande Credit Union
Rio Grande Credit Union
Free Checking

It's time to break free.

Rewards come standard with Free Checking at Rio Grande Credit Union!

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Roadrunner Checking

Rewards. Secure, state-of-the-art Online & Mobile Banking. Unexpected perks. All free.

Free checking. Plus, you get rewards and perks automatically - without a bunch of extra things you have to do. And all with no monthly maintenance fees and no minimum balance requirements.

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  • Rewards with no hoops. Redeem for cash back, purchase rebates, gift cards, merchandise or travel.
  • Make the Change. Round up your debit transactions and watch the savings add up.
  • Cell phone protection. Pay your cell phone with your debit card and get up to $500 protection against theft or damage

Bank anywhere. Anytime.


The Roadrunner Checking Account is free. The account is subject to service charges for some services (e.g. stop payments, paper statements, etc.).

Rewards and Perks

With Free Checking At Rio Grande Credit Union, you'll get free benefits you won't find at other institutions.


Earn 1 point for every $4 you spend with your Debit Card. It doesn't matter whether you enter your PIN or sign for the transaction. Redeem your points for gift cards, travel or turn them in for cash back!

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Make the Change

Round up your debit card purchases to the nearest dollar. Sweep it to the savings of your choice!

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Cell Phone Protection

Mobile phone protection—at no cost to you!

Rio Grande offers built-in cellphone insurance with all our debit cards. Simply pay your monthly cellphone bill with your RGCU debit card and receive up to $500 in protection (minus a $50 deductible) if your cellphone is damaged or stolen.

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Debit Card Extras

Your RGCU Debit Card is Packed with powerful benefits. Things like:

  • Price Protection - If you purchased an item with your debit card and see it advertised at a lower price within 60 days, you may get reimbursed for the difference.
  • Extended Warranty - If you purchased an item with your debit card, you can extend a manufacturer’s warranty by up to one year.
  • Purchase Security - Brand-new items purchased with your debit card can be covered in the event of vandalism, accidents, weather, and theft!
  • Personal Identity Theft - If your identity is stolen, it can cost money to resolve it. You can be reimbursed up to $5,000 for the costs associated with recovery.
  • And More!

Learn more about RGCU Debit Card benefits here