Rio Grande Credit Union
Rio Grande Credit Union
Loan Payment Center

Loan Payment Center

We like easy. That’s why we offer so many ways to make your loan payments.


Home > Loans > Loan Payment Options at Rio Grande Credit Union

Online Payment Center

Make your loan payments conveniently online.

Make your loan payment using funds from a checking/savings account at RGCU or at another institution with our convenient Online Payment Center. You can also set up payments using a Visa, MasterCard, or Discover Debit Card. Please note, we do not accept credit card payments through this portal.


First-time users will have to register. There is no charge to make a payment through RGCU's Pay Now Online Payment Center. 


To register, you will need:

  • Your Rio Grande Credit Union member number
  • Your first and last name
  • The last 4 of your SSN
  • Your date of birth

Express Pay

Once you are registered, you can make payments even faster. To make a payment with Express Pay, simply input your:

  • Rio Grande Credit Union member number
  • Your first and last name
  • The last 4 of your SSN



Other Payment Options

Here are 8 more easy ways to make your payment.

1. Use Rio Grande Online and Mobile Banking

Make your loan or credit card payments from your Rio Grande Credit Union account online with a recurring transfer from your checking or savings account within Online or Mobile Banking. Just log in and select the "Transfer" tab.

2. Payroll Deduction

If your employer offers direct deposit, you can set up your loan payment to be made automatically from your paycheck. Before your paycheck is directly deposited into your RGCU account, your loan payment will be paid. Learn more here.

3. Pay-by-Phone

Call us at 505-262-1401 select option 1, then select option 4. This service is available 24/7. A $10 convenience charge applies.

4. Pay-by-Text

Text us at 505-262-1401 and chat with a credit union representative. For those members with RGCU checking, they can arrange payment at no fee.

5. In Person

We’re always happy to see you. You can make a loan payment as a withdrawal from your RGCU checking account at the teller line.

6. Shared Branching

You can pay your loan at no charge at any Shared Branching network credit union. For a full list, check here 

7. Pay by Wire Transfer

A wire transfer from another financial institution works if you need money sent immediately.

8. Pay by Mail

You can also pay the old fashioned way and mail us a check. Be sure to reference your RGCU member number and loan.

Rio Grande Credit Union
301 Rio Bravo SE
Albuquerque, NM  87105