Sending money to people you know is easier with person-to-person payments.
Need to send money to a friend or family member quickly? Need to pay a handyman or send some money to your child in college? Do it with RGCUs payment solutions.
- Accessible via Online Banking and our mobile app
- No recipient registration required
- Recipient is notified via text or email
- Recipient will receive a text or email with instructions to receive payment. They don't have to be an RGCU member. All they need is their account and routing information to receive the funds.
- No intermediary accounts required
- Funds can be received across US networks and financial institutions
- Every transaction is securely authorized before execution
- Funds don't leave the financial institution until they are sent to the recipient
- Multiple risk mitigation tools like security codes and passwords
How it works
1. Log into Online Banking or our mobile app
Select the Payments tab
- Select Pay a Person
- Choose to pay the person via email, text, direct deposit or mail them a check
2. Send Funds Simply
Designate the recipient by phone # or email
- You can also elect to send via direct deposit or even mail a check
- Choose recipient from your contacts or set up a new one. The system will call or email an activation code to you for security for new contacts.
- Choose payment source from your accounts
3. Send Funds Securely
Authenticate the payment with a secure keyword (the recipient will need the keyword to receive the funds)
- The sender reviews and confirms the payment
- Give the recipient the keyword and let them know to expect a text or email
4. Friends & Family Receive Funds
Accept funds via email or text
- They don't have to enroll inanything or even be an RGCU member
- They need to know the security code
- They have to know their financial institution's routing number and their account number
5. You're Done!
You have completed a P2P funds transfer