Home Equity Loans
Need cash to consolidate debt, make improvements on your home, buy a car, or take care of other financial obligations? Turn the equity in your home into cash with a home equity loan. Upon acceptance you get a lump sum of money to use for projects or debt consolidation. Your home equity loan is repayable over a fixed term, gives you a secure, locked-in rate, and a consistent monthly payment.
Benefits of A Home Equity Loan:
- Immediate cash for large purchases
- Low fixed rate
- Affordable payments
Ready to Get Started?
Call 505-262-1401
Calculate Your Payment
Home Equity Loan Calculator
Choose Your Rate
Loan Rates
| Term in months | Rate as low as |
120 | 120 | 7.00% |
180 | 180 | 7.25% |
240 | 240 | 7.75% |
Your monthly payment is only...
$ for months*
Home Equity Loan Rates
Home Equity Loans |
Effective Date: Tuesday, July 1st, 2025 |
APR As Low As | Term | Approx Monthly Payment ($20,000 Loan) |
7.00% |
120 Months |
$237.40 |
7.25% |
180 Months |
$189.69 |
7.75% |
240 Months |
$173.56 |
Rates are subject to change without notice. Annual Percentage Rate (APR) on approved credit. Rates are based on an evaluation of credit history and lien position. "As low as" rate assumes excellent credit history. Your rate may differ. Closed End Home Equity Loan is a fixed rate loan. APR quoted for loan amounts up to $149,999. Call for APR on loans of $150,000 or more. Borrower is responsible for homeowners insurance and, if required, flood insurance. |