Home Equity Loans
Need cash to consolidate debt, make improvements on your home, buy a car, or take care of other financial obligations? Turn the equity in your home into cash with a home equity loan. Upon acceptance you get a lump sum of money to use for projects or debt consolidation. Your home equity loan is repayable over a fixed term, gives you a secure, locked-in rate, and a consistent monthly payment.
Benefits of A Home Equity Loan:
- Immediate cash for large purchases
- Low fixed rate
- Affordable payments
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Home Equity Loan Calculator
Choose Your Rate
Loan Rates
| Term in months | Rate as low as | |
| 120 | 120 | 6.50% |
| 180 | 180 | 7.00% |
| 240 | 240 | 7.75% |
What's Your Loan Amount?
Home Equity Loan Rates
| Home Equity Loans | ||
| Effective Date: Thursday, September 28th, 2023 | ||
| APR As Low As | Term | Approx Monthly Payment ($20,000 Loan) |
| 6.50% | 120 Months | $227.10 |
| 7.00% | 180 Months | $179.77 |
| 7.75% | 240 Months | $164.19 |
| Rates are subject to change without notice. Annual Percentage Rate (APR) on approved credit. Rates are based on an evaluation of credit history and lien position. "As low as" rate assumes excellent credit history. Your rate may differ. Closed End Home Equity Loan is a fixed rate loan. Maximum loan amount is $200,000 and maximum LTV is 80%. Loans are subject to cost of property appraisal, flood certification, recording fees, and title insurance, which generally range from $1,467 to $1,600. Borrower is responsible for homeowners insurance and, if required, flood insurance. | ||