Rio Grande Credit Union
Rio Grande Credit Union
ITIN Mortgage

Residential mortgage loans for members with ITINs.

Call 505-262-1401

ITIN Home Loans

Rio Grande Credit Union wants everyone in our community to have access to quality financial products, including mortgages. That’s why we’re excited to be able to offer a home loan solution to our members who have Individual Taxpayer Identification Numbers (ITINs) instead of Social Security Numbers.

This program allows members who live and work in our community to enjoy the homeownership dream. We will work with you and walk you through the financing process, so you won't have any surprises. And, as part of the application, we help first-time home buyers build their knowledge of the home-buying process.

Ready to get started? 

Apply Now  

What you will need

  • Product requirement 
    • Primary residence 
    • Investment 1-4 family
    • Refinance or purchase
  • At least one borrower must have a valid ITIN number
  • We require two types of ID, and ITIN card and one of the following:
    • Government issued photo ID
    • State ID
    • Passport
    • Visa
    • Matricula Card/Government Mexican ID card


NMLS #414689. Rio Grande Credit Union (RGCU) is an Equal Housing Lender. RGCU Membership required. This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z.