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Rio Grande Credit Union
Rio Grande Credit Union

Financial Support During a Government Shutdown

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RGCU is here for you—because community comes first.

At Rio Grande Credit Union (RGCU), we understand that a government shutdown can create real financial stress for many of our members and their families. If you are affected, please know that you are not alone. We’re committed to standing by you with resources, solutions, and compassionate support.

Here are ways RGCU can help ease the impact:

  • Hardship Deferments – Temporarily  eligible loan payment deferments to free up cash flow.
  • Emergency Relief Loans – Short-term, low-rate options designed to help cover essentials.
  • Overdraft Protection – Tools to help avoid unexpected fees.
  • Payment Flexibility – Work with our team to adjust loan due dates or create tailored solutions.

Call us: (505) 366.5009
Visit any branch: Branch locations

At RGCU, we’re more than a credit union—we’re neighbors helping neighbors. If a government shutdown impacts your family, please let us help lighten the load. Together, we’ll get through this.

Hardship Deferment Form

* Required Fields
Hardship Deferment Request Form
This program is intended to provide temporary payment relief for members directly impacted by the federal government shutdown. Please complete this form so we may review your request.
Date of Birth:
 /   / 
Choose which type of loan(s) you would like to defer:
Due to the federal government shutdown, I am experiencing financial hardship that prevents me from making my regular loan payments.
Employment Status* (Check One):
I understand interest may continue to accrue during the deferment period.
I understand that this request is subject to credit union review and approval.
Sign and Submit
I certify the information provided is true and complete. I authorize the credit union to review my request, process my request, and contact me regarding eligibility. If approved, I understand I will receive an email or text message notification once the deferment has been processed.:
Today's Date:
 /   / 
Security Code:

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