We stand together
Not a citizen? You're a citizen of Rio Grande Credit Union. We're here to help, no matter where you're from.
RGCU is a Juntos Avanzamos credit union
Juntos Avanzamos credit unions are committed to serving and empowering Hispanic communities. Hispanic and immigrant consumers are a large and vibrant part of the U.S. economy, but many avoid financial institutions because they’ve had a bad experience in the past.
Juntos Avanzamos credit unions are different! We understand your needs and provide financial services relevant to the needs of Hispanic and immigrant consumers and communities. Our goal is to help you reach your financial goals.
Together we advance
Member credit unions who receive the Juntos Avanzamos designation are recognized for serving and educating the Latino community on its journey to financial independence.
Rio Grande Credit Union is the first credit union in Albuquerque and the second credit union in the state of New Mexico to be accepted into this program.
As a member of the “Together We Advance” family of credit unions, RGCU has demonstrated that we:
- Have a formal strategic plan for improving service to Latinos
- Offer bilingual services and information
- Collaborate with organizations that support the Latino community
- Provide affordable products and services that meet the needs of Latinos
- Offer financial education tailored to the Latino community
We are the financial family you can trust.
The Building Blocks of Financial Health
In the United States, banking is a part of everyday life. It is essential for many things you might want to do in the U.S., such as renting a home, getting a credit card and even finding a job.
Credit is the ability to buy now and pay later – important for large purchases such as a car. Credit unions can help you build and improve your credit. Without first establishing a relationship with a financial institution, access to affordable financing options is limited.
Break payday lending cycles
Payday lenders take advantage of people who need money. Credit unions can help you get the money you need, without the huge interest rates.
Manage your finances
In the U.S., many parts of life rely on using a bank or credit union. Credit unions can help you make a plan to help you stay on top of bills and start saving for the future.
Keep your money safe
Cash can get lost or stolen. Credit unions are a safe place to keep your money – even if you move to a different place, you can still access your money through ATMs, online banking or your smartphone.
Send money securely
With a credit union, you have secure and affordable options for sending money to friends and family, nearby or far away.
Plan for the future
Using a credit union can help you build a strong foundation for you and your family in the United States.
Open an account
How to Join Rio Grande Credit Union
You can join RGCU, a Juntos Avanzamos credit union if you or a family member lives or works in Bernalillo County or Sandoval County.
What you need to join:
Your ITIN (Individual Tax Identification Number) or Social Security Number
- A U.S. or official foreign government-issued photo ID (e.g. Driver’s License, State ID, Passport, Matricula Consular)
- Small fee and minimum deposit (amount varies by credit union)
- Small deposit of $5 in a share (savings) account required
Answers to Questions
Can I open an account if I don’t have a Social Security Number?
Yes. You can legally open an account whether or not you have a Social Security Number, and regardless of your immigration status. Juntos Avanzamos credit unions accept a wide range of identification documents.
What should I bring to open an account?
A photo ID (i.e. your passport, Matricula consular, etc.)
- Proof of your home address (a phone bill)
- An identification number. If you do not have a Social Security number, you may bring an Individual Taxpayer Identification Number (ITIN), passport, consular ID or other government-issued
What is an ITIN?
The IRS issues Individual Taxpayer Identification Numbers (ITINs) to people who are required to file tax returns and are not eligible for Social Security Numbers. Juntos Avanzamos credit unions accept ITINs as valid identification numbers to open accounts.
Will I lose the money in my account if I am detained or deported?
No. Your account still belongs to you. Once you open an account, your money is safe and cannot be seized. Credit unions provide remote access to your account via ATM, POS (debit cards), online access or through your mobile phone device. You can access your account from wherever you are!
Consulado de México en Albuquerque
Local office for the Consulate of Mexico. Provides a wide variety of services, including education, identification resources, immigration and legal services, financial and social services, and more to Mexican immigrants.
Address: Mexican Consulate in Albuquerque, United States - 1610-4th Street, NW - Albuquerque - New Mexico 87102 - United States
Telephone: (+1) (505) 247-2147 / 4177
Office Hours: Monday-Friday: 08.00-14.00 & 15.30-17.00; Please note: Consulate opening hours can vary. Always contact the Consulate before a visit.
In the case that you are not able to arrange an appointment through the website you can contact the consulate in Albuquerque by telephone (+1) (505) 247-2147 / 4177 or email
Cita en el consulado