Rio Grande Credit Union
Rio Grande Credit Union
Loans make happier holidays

Loans from RGCU make happier holidays.

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Holiday Loans

Make more memories this holiday season without the added stress.

The holiday season seems to come and go quickly, but the memories we make last a lifetime. However, it's probably no surprise that the holiday season often brings many added expenses. In fact, shoppers will spend on average $997.73 on gifts, holiday items and non-gift purchases for themselves and their families this year.1 That's enough to leave anyone needing some flexibility in their budget.  

Apply Now 

Holiday loans are easy, affordable and flexible.


Holiday Loan Features

  • Rates as low as 6.49% APR
  • Terms up to 84 months
  • No application fees
  • No collateral required
  • Borrow from $500 to $40,000 on approved credit
  • Get up to 90 days with no payment!

Use the funds to: 

  • Enjoy the season without stress 
  • Spend time with loved ones 
  • Pay off high-rate debt before the new year
  • Finance a home improvement project
  • And more!

1. 2021 Average shopper holiday spending according to the National Retail Federation. APR=Annual Percentage Rate. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history  and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty. Signature Loan payment example: monthly payment of $89.54 on a $2,000 loan for 48 months at a fixed APR of 6.99%. 

 

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Signature Loan Calculator

Choose Your Rate

Loan Rates
Term in monthsRate as low as
12 12 6.49%
24 24 6.99%
36 36 7.99%
48 48 8.99%
60 60 9.99%
72 72 10.99%
84 84 11.99%

What's Your Loan Amount?

Term:
4.189% APR*

Your monthly payment is only...

$ for months*
 

Holiday Loan Rates

Signature Loans
Effective Date: Wednesday, December 1st, 2021
APR As Low AsTermApprox Monthly Payment ($2,000 Loan)
6.49% 12 Months $172.58
6.99% 24 Months $89.54
7.99% 36 Months $62.66
8.99% 48 Months $49.76
9.99% 60 Months $42.48
10.99% 72 Months $38.06
11.99% 84 Months $35.29
APR=Annual Percentage Rate. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. “As low as” rate assumes excellent credit history. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history  and terms of the loan, which can only be determined upon receipt of application. All consumer loans are charged simple interest with no pre-payment penalty.