Build or re-establish your credit history with RGCU's Secured Visa Credit Card.
We understand, not everyone has perfect credit. If you need a little help rebuilding or if you have no credit history at all, this is the card for you.
It works and looks just like our traditional Visa® and offers the same acceptance worldwide. The difference? Unlike many other secured cards on the market, ours has no annual fee and a low APR. Simply deposit the funds you intend to secure the credit card with into your primary savings account (minimum $300), and we'll take care of the rest.
Also like a traditional credit card, your account use is reported to the three major credit bureaus. So your on-time payments and responsible use can help build your credit. With responsible use, you may become eligible for an unsecured RGCU Visa Credit Card
No credit check
That's right. We don't pull a credit report for this card. But that means you have to get it in a branch or give us a call.