Rio Grande Credit Union
Rio Grande Credit Union
RGCU is safe and sound

You're in safe hands

Safe and sound since 1953


Given the recent headlines about the sudden closure of two large banks, we wanted to assure you that Rio Grande Credit Union remains safe and strong, just as it has been since 1953.

Your money is insured and secure

Not to worry. Your money is safe here. The National Credit Union Share Insurance Fund (NCUSIF) insures your money, and it is protected to at least $250,000 per individual depositor. For more information, click here.

You’re in safe hands

Unlike for-profit financial institutions, we are a member-owned financial institution. All decisions about the products and services offered are made in your best interests.

You can rest assured that Rio Grande Credit Union (RGCU) is considered financially sound and well-capitalized. We exceed the regulatory standards and operate within the definition of “safe and sound” practices. So our members can rest easy, knowing we’re prepared to withstand any financial uncertainty.

  • Your credit union is a not-for-profit cooperative, owned by you and the other members using our services. 
  • All decisions about the products and services offered are made in your best interests. 
  • Our cooperative, not-for-profit structure inherently holds us accountable to you and to the other members. We do not have stockholders. We do not engage in risky practices to meet stockholders’ profit demands. 
  • Our portfolio is diverse and not dependent on a sole industry. Our services are diverse.
  • We are here for Main Street, not Wall Street. 
  • We live and work in the communities that we serve, taking local deposits and making local loans.  
  • We are healthy, strong, safe, local, and focused on building thriving communities.  
  • RGCU is safe and sound. We meet (or exceed) the financial standards regulators require for a credit union to be considered well-capitalized. 

70 years strong

We have been around for 70 years, and we will continue to operate in the best interest of our membership. It’s our promise to you.

And as always, if you do find yourself in a financial emergency, reach out, so we can work towards a solution.