Rio Grande Credit Union
Rio Grande Credit Union
The Update - News You Can Use


News you can use!

Credit Card Balance Transfer Promotion12/27/2021

Credit Card Balance Transfer Promotion

Promotion summary

Between January 1, 2022 and February 28 2022, RGCU credit cardholders will have an opportunity to transfer their credit card balances from another financial institution at a special, low rate of 2.49% for 12 billing cycles!

How does it work?

RGCU CONSUMER Credit Cards will receive a  2.49% APR on Purchases, cash advances and balance transfers. Members have 12 billing cycles to pay the balance off. After the 12 billing cycles, the member's standard APR will apply to any remaining balance.

Funds will be placed in members account and member will be responsible for paying off the other Financial Institution.


Are there any exclusions to this promotion?

Yes. Business credit cards are not eligible. The promotion only applies to consumer credit cards. 

How do I process a cash advance / balance transfer for a member. 

Please see Silvercloud for a step-by-step guide. 

Does this special rate apply to credit card purchases and cash advances?


What is the last day a member can request a balance transfer and qualify for the promotional rate? 

Febraury 28, 2022. 

How will this be promoted? 

We will use a variety of marketing channels in order to communicate this promotion - direct mail, social media, lobby screens, statement messaging, and of course our website. 

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