The Update

What to Buy and What to Skip in October

October is here, bringing cooler weather, pumpkin spice everything, and plenty of shopping opportunities. While fall deals can be tempting, not everything is worth grabbing right now. If you want to make the most of your money, here’s a guide on what to buy—and what to skip—this October.

What to Buy in October

Halloween Essentials

This one’s obvious—costumes, decorations, and candy are everywhere in October. The earlier you shop, the better your options, but if you’re looking to save money, wait until right after Halloween when stores slash prices by up to 70%. That’s the perfect time to stock up for next year.

Outdoor Furniture & Grills

Summer gear is officially out of season. Many retailers offer deep discounts on patio furniture, grills, and outdoor décor to clear space for holiday inventory. If you’ve had your eye on a new grill or a backyard refresh, now’s your chance to score a deal.

Denim & Fall Fashion

Retailers know you want cozy sweaters and jeans right now, and they’re running mid-season sales. October is also prime time for layering pieces, boots, and jackets. Shopping early gives you the best size and style selection before holiday rushes hit.

Appliances (Thanks to Columbus Day Sales)

Columbus Day (or Indigenous Peoples’ Day) sales often bring discounts on major appliances, especially last year’s models. If you need a new fridge, washer, or oven, October sales can rival Black Friday prices.

Camping Gear

As camping season winds down, stores discount tents, sleeping bags, and other gear. If you’re an outdoor lover, this is the time to buy for next year’s adventures.

What to Skip in October

Big-Ticket Electronics

TVs, laptops, gaming consoles, and other electronics see their best deals in November during Black Friday and Cyber Monday. If you can wait a few weeks, you’ll save significantly.

Holiday Decorations

Yes, stores already have Christmas lights and décor on display, but buying now means paying full price. The best discounts will come closer to (and after) the holiday season.

Toys

While it’s tempting to get a head start on holiday shopping, toy prices don’t typically drop until November and December. Unless there’s a must-have toy at risk of selling out, hold off.

Final Thoughts

October offers great opportunities for smart shoppers. Focus on seasonal items like Halloween supplies, fall clothing, and end-of-summer clearance deals. But hold back on electronics, toys, and holiday décor until bigger sales hit next month. With a little patience, you’ll maximize savings and head into the holiday season with more money in your pocket.

Use Your RGCU Credit Card and Earn Rewards

Whatever you decide to buy this October, don't forget to use your RGCU Credit Card! For every purchase you make, you'll earn rewart points that can be redeemed for cash back, gift cards, travel and more!