The Update

Smart Spending: What to Buy and What to Skip in March

March is a transitional month — winter clearance meets spring promotions. For smart shoppers, that means opportunity. Knowing what to buy (and what to wait on) can help stretch your budget and keep your financial goals on track.

Being intentional with seasonal spending is a simple but powerful way to build stronger money habits.

What to Buy in March

Winter Clothing (Clearance Pricing)

Retailers are clearing out winter inventory to make room for spring styles. That means deep discounts on:

• Coats and jackets
• Boots
• Sweaters
• Cold-weather accessories

Buying winter essentials now — for next year — can save 50–75%. Planning ahead reduces the need for impulse purchases when cold weather returns.

Home Organization & Cleaning Supplies

March kicks off spring cleaning season. Stores often promote:

• Storage containers
• Closet systems
• Shelving units
• Cleaning supplies

If home organization has been on your to-do list, this is a cost-effective time to invest in tools that support a more organized (and less stressful) household.

Outdoor & Fitness Gear (Early Season Selection)

Camping equipment, bikes, and outdoor sports gear begin appearing in stores. While discounts may not be at their deepest yet, shopping early gives you better selection and time to compare prices — which helps avoid rushed, high-cost purchases later.

Seasonal Décor (After the Holiday)

Holiday-themed décor often drops significantly in price right after the holiday passes. Buying discounted seasonal items for next year is a small but strategic way to save.

What to Skip in March

New Spring & Summer Fashion

New arrivals typically come with full price tags. Waiting a few months can lead to major savings once summer sales begin.

Patio Furniture

Outdoor furniture is showcased now — but the best discounts usually happen in late summer when stores are clearing inventory.

Large Appliances & Electronics

Major appliances and electronics often see stronger promotions around holiday weekends or year-end sales. March is not typically a peak discount period.

A Smart Money Reminder

Seasonal spending awareness supports better budgeting. Before making a purchase, ask:

• Is this a need or a want?
• Can I buy it off-season for less?
• Does this align with my financial goals?

Small savings decisions throughout the year can add up significantly. Being proactive instead of reactive with purchases is a practical way to strengthen financial stability and avoid unnecessary debt.

Don't Forget About Your RGCU Rewards

Whatever you decide to buy in March, use your RGCU Debit or Credit Card to make sure you earn Reward Points! These points can be redeemed for things like gift-cards, merchandise, travel, and even cash back! Reward yourself this March!