The Update

Reasons To Open A Money Market Account

Are you looking for a place to park your savings? Do you need an account that blends accessibility with a high rate of return?

Look no further! RGCU’s Money Market accounts offer convenient features with an attractive rate of return to help your money grow. You’ll earn a handsome return on your money without the risk of the stock market or the restrictiveness of a Share Certificate account.

Most Money Market accounts have a minimum balance requirement. Here at , you can open a Money Market account with as little as $25.00.

Here are reasons to open a Money Market account:

Security 

Funds in your Money Market are insured by the NCUA up to $250,000. This means you can keep a large sum of money in your account without the risk of losing it to a market crash or a poor choice of investment.

Accessibility 

Money Market accounts have no maturity date. You are free to access the funds in your account at any time without penalty. If you have a Money Market account, you can make withdrawals from your account any time.

Because of their accessibility, Money Market accounts are perfect for those large, occasional expenses like tuition payments, emergency household repairs and unexpected medical fees.

High Interest Rates 

Money Market accounts offer a rate of return that surpasses your typical savings account. Here at RGCU , our APY for Money Market accounts is as high as 1.53% as of August 29th, 2025.

Give your money its best chance at growth!

Account Benefits 

Like every account here at RGCU, your Money Market account comes with loads of benefits and attractive features. There is no monthly maintenance charge for your Money Market account. We also won’t charge you a fee for accessing your money via the ATM.

If you’ve got a question or concern with your account, we’re always here to help.

Personal Checks and Debit Card Access 

Money Market accounts offer flexibility. In fact, the funds can be easily transferred to your checking account. Then, you’re free to use the funds to make payments by writing personal checks or using your debit card.

Are you ready to start saving big? Open a Money Market account at today!

Opening a Money Market Account

If you’re ready to open a Rio Grande Credit Union Money Market Account, call or stop by Rio Grande Credit Union. Setting up your account is easy, and once it’s open and funded, you can manage it the same way you would any other account.