4 Must-Have Checking Account Perks
Let’s face it. A checking account is an essential tool you can find at virtually any credit union or bank. However, you may be surprised to find out not all checking accounts are created equal. Check out our list of must-have checking account benefits:
Make the change. Can we all agree change is good (in most cases)? Our Make the Change program is an easy way to make everyday purchases part of your savings plan! Basically, you turn your spare change into savings. How does it work? We are glad you asked! Make the Change works like an automatic savings account. Your everyday debit card transactions are rounded-up to the next dollar amount and the difference is deposited into your designated RGCU savings account.
Cell Phone Protection. You dropped your cell phone (again), so it’s a good thing you have cell phone insurance. Although valuable, it’s just one more fee added to your cell phone bill each month. Luckily, some financial institutions offer built-in cellphone protection. In most cases, you simply pay your monthly cellphone bill with your debit or credit.
Rewards with No Hoops. How does earning rewards with each swipe sound? Credit. Debit. It doesn’t matter. We don’t know about you, but that sounds pretty good to us! And just when you thought it couldn’t get any better - Points from debit and credit card spending are automatically pooled, increasing your redemption power.
Free access to your FICO® score. Whether you’re applying for a mortgage loan, auto loan, or something else, knowing your credit score will help you get a better idea of your interest rate. Want to increase your credit score? Check your score quarterly in Online and Mobile Banking to see how your hard work is paying off