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5 discounts for older adults you may not know about

One of the many perks of advancing in years is scoring great deals on all kinds of purchases and expenses. Here are five places you may not already know about where older adults can save big money:


1. Amazon Prime

Older adults who have valid EBT cards, or are on Medicaid, are eligible for Amazon Prime at just $5.99 a month. Compared to the $12.99 regular cost, that saves you more than half at just $84 annually.


2. Auto insurance

Many auto insurance providers reward years of safe driving with discounts for policyholders who are age 55-plus. Be sure to shop around for the best deal or to ask your current provider if you qualify for a discount. Get a free quote here.


3. Dining out 

Dozens of national restaurant chains offer discounts, or even freebies, for older adults. Why pay full price when dining out (or ordering takeout, in the era of COVID) when you don’t have to?

Here are just a few chains that offer discounts:

  • Applebee’s: 15% off with Golden Apple Card (60-plus)
  • Arby’s: 10% off (55-plus)
  • Burger King: 10% off (60-plus)
  • Chili’s: 10% off (55-plus)
  • Dunkin’ Donuts: 10% off or free donut with coffee purchase (55-plus)
  • IHOP: 10% off (55-plus)
  • KFC: Free small drink with any meal (55-plus)
  • Krispy Kreme: 10% off (50-plus)
  • McDonald’s: Varies by location; most provide discounted beverages (55-plus)
  • Subway: 10% off (60-plus)
  • Taco Bell: 5% off; free beverages (65-plus)
  • Village Inn: 10% off (55-plus)
  • Waffle House: 10% off every Monday (60-plus)
  • Wendy’s: 10% off (55-plus)

4. Cellphone plans

From basic phones to the latest in smartphone technology, if you’ve lived through bell-bottoms and Beatlemania, you can get your cell phone plan for less!

  • Verizon offers its 55+ Senior Phone Plan with unlimited talk, text and data for up to two lines, at just $60 for one line and $80 for two lines.
  • T-Mobile offers a similar Unlimited 55+ Discount Plan starting at just $27.50 per line per month
  • AT&T offers its famous bare-bones Senior Nation plan at $29.99 a month for adults aged 65-plus.
  • Don't forget cell phone protection. RGCU provides free cell phone protection if you pay your monthly cell phone bill with your RGCU debit card. Learn more here.

5. Discounts at apparel stores

Whether you’re spending the afternoon at the mall or browsing the new season’s selections from the comfort of your couch, don’t forget the discount! Always ask if one is available! As one example, Kohl’s offers 15% off on Wednesdays for customers age 60 and above.

Reaching the other side of 50 can come with fringe benefits like grandchildren, a relaxed pace of life, and of course, lots of great discounts. Don’t forget to cash in on your special savings the next time you shop.