Don’t Let Finances Turn You into a Grinch this Holiday Season
The holidays are upon us, and with it comes the financial stress that comes with the season. While we should be falling asleep with sugarplum fairies dancing in our heads, the thought of paying for presents or planning a family vacation could be keeping us up at night instead. Finances can turn the most wonderful time of year into a stress-filled nightmare. Maybe the Grinch had a point?
But there are ways to turn those bah humbugs into jingle bells! All you need is a little budgeting, some planning (beginning today), and resources from Rio Grande Credit Union (RGCU)!
Here are some ways to keep yourself from becoming a (stress induced) grinch this holiday season.
Financial Coaching for the Season
‘Tis the season to start holiday budgeting and saving, and you don’t have to do it alone. RGCU members have access to 1-on-1 free financial coaching. Our certified coaches can help with a variety of money management issues, budgeting, credit scores, and planning for the future.
Believe in the Magic of RGCU Rewards
Do you know what makes great presents for friends and extended family? Gift-cards! If you’ve been using your RGCU Debit or Credit card all year, chances are you’ve earned plenty of points. Now’s the time to redeem those points for gift-cards, merchandise, travel, and even cash back! RGCU Rewards is a fantastic way to help with gift giving during the holidays.
HELOC for Your Holidays
A HELOC (Home Equity Line of Credit) can help you mitigate the extra spending you’ll do in the next couple of months. Whether it’s added expenses from present shopping, planning a holiday party, or decorating your house, leveraging your home’s equity is a noteworthy resource to help you pay. HELOCs are also great for consolidating debt and funding DIY projects.
Winter (or Summer) Vacation Club Accounts
Do you want to get out of Dodge for the holidays? Or maybe start planning your next summer adventure? Now’s the time to start saving! An RGCU Vacation Club Savings Account is tailored for your next getaway. Open your account and have funds deposited automatically. Then, when you’re ready for your vacation, the money will be there for you!