The Update

Create a Vacation Budget: Your Guide to Stress-Free Travel

Planning a vacation is exciting, but the expenses can add up quickly. To ensure your trip is both enjoyable and affordable, it’s essential to create a vacation budget. Here’s how to get started.

Determine Your Total Budget

Start by deciding how much you can comfortably spend. Consider your savings, any extra income, and how much you’re willing to allocate for this trip. Remember to leave some buffer for unexpected expenses.

Break Down Your Expenses

Categorize your spending to get a clear view of where your money will go:

• Transportation: Flights, gas, rental cars, or train tickets.
• Accommodation: Hotels, vacation rentals, or camping fees.
• Food and Dining: Meals, snacks, and drinks.
• Activities and Entertainment: Attractions, tours, and excursions.
• Souvenirs and Shopping: Gifts and personal purchases.
• Travel Insurance: For added peace of mind.

Look for Ways to Save

• Book Early or Last Minute: Both strategies can offer savings depending on the destination and time of year.
• Use Travel Rewards: Apply points from credit cards or loyalty programs to reduce costs.
• Travel Off-Peak: Avoid holidays and popular vacation times to find lower prices.
• Set a Daily Spending Limit: This keeps you from overspending while still enjoying your trip.

Track Your Expenses

Use budgeting apps or RGCU's simple spreadsheet to monitor your spending. Keep receipts and log expenses daily to stay on track.

Enjoy Without the Stress

With a well-planned budget, you can focus on making memories instead of worrying about overspending. A little preparation goes a long way in ensuring a worry-free vacation.

Start planning today and watch your dream vacation become a reality without breaking the bank!

RGCU + Get Away Today

RGCU has partnered with Get Away Today Vacations to help offer you and your family a meaningful - and less costly - vacation. RGCU and Get Away Today provides discounted vacation packages exclusively to credit union members.