Convenient Services

Mobile Banking - Access your account wherever you are with RGCU Mobile Banking. RGCU's TellerApp is available for iPhone, iPad, Android, Blackberry and other generic smartphone platforms.

Download TellerApp for iPhone Here.

Download TellerApp for Android Here.

TellerApp Mobile Banking
View Balances

View Account Histories
Transfer Funds
Deposit Checks
Pay Bills Online
Find Branch/ATMs
Requires Application/Download to Install


Pay-by-Phone - RGCU now offers our members the convenience of paying loans by phone.
• Pay-by-Phone is available 24/7 with bilingual voice recognition.
• Payment support representatives are available during business hours to assist you.

To make a payment, simply call us at 505.262.1401 and select option 8. Please have your account number and payment information available. A $5.00 fee applies.

Online Loan Payments - Online payments to loans can now be made securely 24 hours a day 7 days a week. You can also deposit money into your Regular Share or checking account from another financial institution in three easy steps:
1. Register your online payment account
2. Choose the account or loan to pay
3. Schedule payments up to 7 days in advance.
To get started click here and select REGISTER.

MasterCard Debit Card - Access ATMs as well as make purchases all with one card.

CU Anytime ATM Card - Over 25,000 surcharge-free ATMs located throughout the United States! Look for the CO-OP Network logo.

MasterCard Debit Card - Access ATMs as well as make purchases all with one card.

Direct Deposit - No charge for having any recurring check deposited into your account.

Payroll Deduction - Make RGCU loan payments directly from your account. You can earn a 0.25% discount on several loan products if payroll deduction is set up at the time of the loan.

Electronic Payment (ACH) - Have your account automatically debited each month for items such as utility bills, insurance premiums, mortgage payments, etc.

Drop Box - Don't wait in line! Drop off your MasterCard Payments, RGCU Loan Payments, and Deposits in the drop boxes located at all locations. MasterCard payments dropped off after 12 noon will not be paid until the next business day.

Shared Branching – Access your account at over 5,000 credit union service centers across the nation. Take care of deposits, withdrawals, transfers, loan payments, history prints, and account inquiries at participating service centers as long as you know your account number. Find locations here.

Safe Deposit Boxes - Safe deposit boxes are available at our Downtown, Rio Bravo and Westside branch locations. Call or visit a branch to learn more.

Annual Fee




RGCU’s goal is to give our members the products and services that fit their lifestyle while providing the best service possible.