Privacy Policy

 

FACTS WHAT DOES RIO GRANDE CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What? The types of personal information We collect and share depend on the product or service You have with Us. This information can include:

- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers’ personal information, the reasons Rio Grande Credit Union chooses to share; and whether You can limit this sharing.

 

Reasons We can share Your personal information Does the Credit Union share? Can You limit this sharing?
For Our everyday business purposes - such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO
For Our marketing purposes – to offer Our products and services to You. YES NO
For joint marketing with other financial companies. YES NO
For Our affiliates’ everyday business purposes – information about Your transactions and experiences. NO WE DON'T SHARE
For Our affiliates everyday business purposes - information about Your creditworthiness. NO WE DON'T SHARE
For Our affiliates’ to market to You. NO WE DON'T SHARE
For non-affiliates’ to market to You. NO WE DON'T SHARE

 

Questions? Call (505) 262-1401 or (877) 761-5136, or write to Us at: 301 Rio Bravo SE, Albuquerque, NM 87105.

 

What We do
How does Rio Grande Credit Union protect access and use, We my personal information? To protect Your personal information from unauthorized use, security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Rio Grande Credit Union collect my personal information? We collect Your personal information, for example, when You:

- open an account or deposit money
- pay Your bills or apply for a loan
- use Your credit or debit card

We also collect Your personal information from others, such as credit bureaus, affiliates, or others.
Why can’t I limit sharing? Federal law gives You the right to limit only:

- sharing for affiliates’ everyday business purposes – information about Your credit worthiness

- affiliates from using Your information to market to You

- sharing for non-affiliates to You

State laws and individual companies may give You additional rights to limit sharing.

 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. Rio Grande Credit union has no affiliates.
Non-Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies. Rio Grande Credit Union does not share with non-affiliates so they can market to You.
Joint Marketing A formal agreement between non-affiliate financial companies that together market financial products or services to You. Our joint marketing partners include categories of companies, such as:

- financial service providers

- insurance companies

Revised 04/2012

The Mission

The mission of Rio Grande Credit Union is to create a trusted partnership with our members that demonstrates excellent member service by providing financial education and solutions, competitive pricing, and convenience.