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Our branches and Member Resource Center will be closed on Thursday, November 26, 2020 in observance of the holiday. We will reopen with normal business hours Friday, November 27, 2020. We hope you and your family have a wonderful and safe Thanksgiving!

Beginning Monday, November 16, all lobbies will be closed to the public. Drive Thru service will be open. Access to lobbies can be made for certain activities by appointment. Click here for more information. We apologize for the inconvenience.

Rio Grande Credit Union
Rio Grande Credit Union ESPAÑOL
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A Checking account specifically for you

Freedom from fees, plus same great services you are used to

No monthly fee
There’s no monthly fee for having a NextGEN Checking Account.

No minimum checking account balance required
Whether you have $5 or $500 in your checking account, you are a valued RGCU member.

Free in-network ATMs
Access your money at more than 30,000 in-network ATMs across the country for free.

Low minimum opening balance
Get started with your NextGEN Checking Account with just $0.

Free VISA® debit card
Use your card at retail stores everywhere to pay for stuff directly out of your NextGEN Checking Account.

Free mobile banking
Our TellerApp mobile app let’s you check your balances, transfer money to and from RGCU accounts and even deposit checks straight from your mobile device!

Free online banking
Online banking means 24/7 access: check balances, view recent transactions, transfer funds between your accounts, review e-statements, pay bills, get e-notices and much more, all for free.

Overdraft fee rebate
Insufficient funds are no fun. We’ll refund up to four fees a year if you overdraft your account – that’s one each quarter. Just call us and let us know when you need it.

Free overdraft transfers
No transfer fee for overdraft transfers when you link your NextGEN Checking Account to your Regular Share Account. 

Access at shared branching credit unions
As long as you know your account number, you can take care of deposits, withdrawals, transfers, loan payments, account inquiries and other transactions at more than 5,000 shared branching credit unions from Rio Rancho to New York City. Just look for the Credit Union Service Network logo.

Need more checks? Reordering checks from Harland Clarke is simple. Have your account number ready and call 1-800-503-2345 or visit

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