Finally! A checking account that’s all about me.
Freedom from fees, plus free music and services exclusively for 18-25 year olds.
Free $10 Amazon Card
Open your NextGEN Checking Account and get a $10 Amazon card.
No monthly fee
There’s no monthly fee for having a NextGEN Checking Account.
No minimum checking account balance required
Whether you have $5 or $500 in your checking account, you are a valued RGCU member.
Free in-network ATMs
Access your money at more than 30,000 in-network ATMs across the country for free.
Low minimum opening balance
Get started with your NextGEN Checking Account with just $0.
Free VISA® debit card
Use your card at retail stores everywhere to pay for stuff directly out of your NextGEN Checking Account.
Free mobile banking
Our TellerApp mobile app let’s you check your balances, transfer money to and from RGCU accounts and even deposit checks straight from your mobile device!
Free online banking
Online banking means 24/7 access: check balances, view recent transactions, transfer funds between your accounts, review e-statements, pay bills, get e-notices and much more, all for free.
Overdraft fee rebate
Insufficient funds are no fun. We’ll refund up to four fees a year if you overdraft your account – that’s one each quarter. Just call us and let us know when you need it.
Free overdraft transfers
We’ll waive the $1 transfer fee for each overdraft transfer when you link your NextGEN Checking Account to your Regular Share Account. Give us a holler for your dollar!
Access at shared branching credit unions
As long as you know your account number, you can take care of deposits, withdrawals, transfers, loan payments, account inquiries and other transactions at more than 5,000 shared branching credit unions from Rio Rancho to New York City. Just look for the Credit Union Service Network logo.
It pays to be a friend
Have a friend that could use some TLC with their checking account? Earn up to $50 just for being a good friend. For each friend that opens a NextGEN Checking Account, you’ll get $25 and they will, too.*
*$25 offer only valid when referring a new RGCU member. Referring member must have a NextGEN account. New members must be 18-25 years of age, eligible for membership and must open a combination of savings account and NextGEN checking account. Subject to applicable taxes
Need more checks? Reordering checks from Harland Clarke is simple. Have your account number ready and call 1-800-503-2345 or visit www.ordermychecks.comGo to main navigation