This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
Video Banking from POPIO VideoCONNECT
Rio Grande Credit Union
Rio Grande Credit Union ESPAÑOL
Schedule an Appointment  
Rio Grande Credit Union Go to main content

Fee Schedule

CHECKING ACCOUNTS
Effective Date: 6/1/2020
Zia Checking Fee
Service Fee $2.00/Month
All Checking Account Fee
NSF (Non-sufficient funds) $25.00/Item
Return Item $25.00/Item
Stop Payment $18.50/Request
Overdraft $25.00/Item

OTHER SERVICE FEES
Effective Date: 5/25/2020
Description Fee
Shared Branching $2.00/Transactions*
Shared Branching Returned Item $35.00/Item
Items Sent for Collection $10.00/Item
Wire Transfer (Domestic) $15.00/Transfer
Wire Transfer (International) $50.00/Transfer
Cashier's Check $2.00/Check
Money Order $1.00/Money Order
Account Reconciliation $20.00/Hour ($20 minimum charge)
Account Research $20.00/Hour ($20 minimum charge)
Copy Fee $0.25/Page
Deposited Item Return $25.00/Item
Dormant Account $5.00/Quarter
Automatic Transfer No Charge
Declaration of Loss (Money Order/Cashier's Check) $18.50/Request
Safe Deposit Box Lost Keys/Adbandoned Box $200.00/Lock Drillout
Safe Deposit Box Annual Rental $20.00 (3"x5")
  $30.00 (5"x5")
  $40.00 (3"x10")
  $50.00 (5"x10")
  $75.00 (10"x10")
Low Balance $3.00/Month
Return Mail $5.00/Quarter
Lien Filing Fee $35.00
Duplicate Title Fee $45.00
Out of State Lien Filing Fee $300.00
Loan Payment by Phone/IVR/Website $10.00
Coin Counter 3% of Deposit (Member)
  9% of Deposit (Non-Member)
*Fee applies after first four visits per month within Valencia, Bernalillo, and Sandoval counties. Excludes deposits and loan payments.

EFT FEES (Electronic Funds Transfer)
Effective Date: 5/25/2020
Description Fee
ATM Withdrawal/Transfer Surcharge Fee plus $1.00 for ATMS out of network
Card Replacement $5.00/Card
ACH Overdraft $25.00/Item
ACH NSF $25.00/Item
Debit Card/ATM Card Overdraft $25.00/Item

PLASTIC CARD FEES
Effective Date: Monday, August 3rd, 2020
Description Fee
Travel Money Card $5.00
Gift Cards ($10-$100) $1.50
  ($101-$200) $2.00
  $201-$300) $2.50
  ($301-$500) $3.00
Debit, ATM, and Credit Card Replacement $5.00/Card
Plastic Card Rush $35.00/Card minimum rate increase based on location

MORTGAGE FEES
Effective Date: Monday, August 3rd, 2020
Description Portfolio 1st Mortgages 2nd Mortgages HELOC
Origination Charge $600.00 $475.00 $475.00
Wire Transfer $15.00 $15.00 $15.00
Credit Report $50.00 $50.00 $50.00
Flood Certification $15.00 $15.00 $15.00
Owner Occupied Appraisal - Loans Over $50,000 $600.00 $600.00 $600.00
Non-Owner Occupied Appraisal - Loans Over $50,000 $650.00 $650.00 N/A
Rate Modification 0.5% of loan balance with cap of $1,000.00 0.5% of loan balance with cap of $1,000.00  
Document Preparation $150.00 $150.00 $150.00
Insurance Coverage $35.00 $35.00 $35.00
Payoff Fee $50.00 $50.00 $50.00
Subordinate Fee $50.00 $50.00 $50.00

 

Go to main navigation