Rio Grande Credit Union
Rio Grande Credit Union
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Credit Cards - Find Your Favorite for Fall (and Holiday) Spending

Fall in New Mexico. It’s a time for all the events we know and love – from green chile roasting, to Balloon Fiesta, and yes, a lead up to the long-awaited holiday season. For many, this also means an uptick in credit card spending. And before too much longer, you’ll likely start to see more credit card advertisements on billboards, in your mailbox and online. Before the spending season begins, it might not be a bad idea to re-assess your current card. Is this still the right card for you given your spending style and patterns? If not, with so many options, it can feel overwhelming to choose the best one. Luckily, we have some tips to simplify the process of finding your new favorite credit card.

Let's start by talking about the card types. Here are the most common:

 

Rewards.

With this type of card, you earn points for making purchases. Some companies award points for every purchase, while others only count purchases from certain categories. Once you’ve accumulated enough points, you can redeem them for a variety of rewards—this includes everything from gift cards to purchase rebates.

 

Low-Rate.

If you’re not into the bells and whistles of a rewards card, and would prefer a no-nonsense low rate, then this is the card for you. A low rate card can help you save money and keep monthly payments to a minimum. Additionally, there are no hidden fees or charges.

 

Secured.

We understand, not everyone has perfect credit. If you need a little help rebuilding or if you have no credit history at all, this is the card for you. Best of all, there’s no credit check. That's right. We don't pull a credit report for this card.

 

Sprinkle in complimentary benefits such as cell phone protection, price protection, extended warranty, and more for RGCU Rewards and Low-Rate card holders, we hope finding your new favorite card is easy!

 

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